Know What the Title Says—Before You Close
A property’s history can carry hidden issues—liens, easements, recording gaps, or prior ownership defects. If those issues are not identified and resolved early, they can delay closing or create disputes later. Dwyer Law Office PLLC provides detailed title examinations and written title opinions for clients in Fargo and across North Dakota, South Dakota, and Minnesota Whether you are buying, selling, financing, or developing property, clear title review helps reduce surprises and protect your investment.
What a Title Examination Covers
Deed and Ownership Research
Review of recorded deeds to confirm proper chain of title and legal description accuracy.
Lien & Encumbrance Review
Identification of mortgages, judgments, tax liens, easements, and other recorded interests that affect ownership.
Title Opinions
Preparation of a written title opinion outlining ownership status and any required corrective action.
Title Defect Resolution
Development of a plan to address recording errors, unreleased liens, boundary concerns, or missing documents.
Cross-Border Property Matters
Review of transactions involving property in North Dakota, South Dakota, and Minnesota, particularly common in Fargo transactions.
Issues That Can Appear in a Title Search
- Unreleased prior mortgages
- Judgment liens or tax liens
- Easements affecting access or use
- Incorrect or inconsistent legal descriptions
- Breaks in the chain of title
- Boundary or survey discrepancies
Identifying these matters early allows corrective steps before closing deadlines approach.
How the Title Examination Process Works
Document Collection
Review legal description, prior title policies, and the purchase agreement if applicable.
Record Search & Analysis
Examine public land records for ownership history and encumbrances.
Written Title Opinion
Provide a clear summary of findings and recommended actions.
Defect Resolution Plan
Coordinate corrective filings, releases, or clarifications as needed.
This structured approach helps buyers, sellers, lenders, and developers move from issue identification to practical resolution.
Information That Helps Speed the Review
- Full legal description of the property
- Current or draft purchase agreement
- Prior title insurance policies (if available)
- Survey documents (if available)
- Details about financing or refinancing
Providing complete documentation supports efficient and accurate analysis.
Reduce Closing Surprises With a Written Title Opinion
Before finalizing your transaction, confirm that ownership and encumbrances are clearly understood.
FAQ
Common Questions About Title Examinations
Do I need a title opinion in North Dakota?
Many transactions benefit from a written title opinion, especially when property history is complex or when lenders require detailed review.
What happens if a title search finds an issue?
We outline corrective steps—such as obtaining lien releases or filing corrective documents—so the issue can be resolved before closing.
Who performs title examinations in ND?
Attorneys and title professionals review recorded land records and prepare written opinions regarding ownership and encumbrances.
Do you handle title matters in Minnesota as well?
Yes. We assist with property transactions and title review across North Dakota and Minnesota.
Clear Title Means Confident Transactions
Title clarity is foundational to any real estate deal. Dwyer Law Office PLLC provides Fargo-based title examination and defect resolution services, helping clients identify issues early and complete transactions with confidence.
